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Student Loan Xpress PLUS Loan Borrower Benefits

Student Loan Xpress PLUS Loan Borrower Benefits

Student Loan Xpress offers the Xtreme Rewards program where PLUS loan borrowers receive a 3% principal reduction once the loan has been fully disbursed.

SPECIFIC INFORMATION ABOUT THE STUDENT LOAN XPRESS PLUS LOAN:
* Loan holder: Student Loan Xpress of San Diego, California
* Loan servicer: LoanSTAR of Bryan, Texas
* Guarantor: NSLP of Lincoln, Nebraska
* Loan fee: 3%
* Guarantee fee: 0%
* In-school forbearance is NOT available but may use financial hardship forbearance while student is enrolled; interest accrues during a forbearance;
* Ability to e-sign on-line application without special PIN number;
* Automatic borrower benefits: 3% principal reduction at full disbursement;
* Optional borrower benefits: 0.25% interest rate reduction with automatic payment from bank account;
* Second look program: if you are denied a PLUS loan you will be given the opportunity to correct any outdated or erroneous information on your credit report;
* Staff available seven days a week.


HOW TO APPLY:
Repeat borrowers, with a signed Master Promissory Note (MPN) on file, may call 1-866-759-7737 for a PLUS pre-approval credit check. Be sure to provide the amount you wish to borrow. Once you have been pre-appoved we will be notified of your loan request. You do NOT need to complete another MPN.

New borrowers may apply over the phone at 1-866-759-7737. After being pre-approved you will be mailed a paper application and promissory note to complete and return. You can also apply on-line and electronically sign your promissory note; the fastest way to apply, no paper to mail.



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