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Consolidating a PLUS Loan through Key Bank

Minimum amount required to consolidate: None

Payment incentives: An upfront 5% principal reduction. You receive the 5% principal reduction immediately but you must make the initial 36 monthly payments on-time to keep it. You cannot use an Economic or Temporary Hardship Forbearance within the first 36 months or the principal reduction will be added back.

Optional incentives: 0.25% interest rate reduction through automatic debit of payments from bank account.

Apply by calling 1-800-446-8210; Monday through Friday, 8AM to 8:30PM (ET) or apply on-line.  

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