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Consolidating a PLUS Loan through Citizens Bank

Minimum amount required to consolidate: $5000

Payment incentives: Automatic 1.0% interest rate reduction if initial 36 monthly payments are made on time.

Optional incentives: 0.25% interest rate reduction through automatic debit of payments from a bank account.

Apply by calling 1-800-950-0152, or on-line at www.mygreatlakes.com..

NOTE to Citizens Bank PLUS Borrowers: If you consolidate your Citizens Bank PLUS loan(s) you will lose your current borrower benefit of the automatic 1% interest rate reduction. Be sure to consider this before you decide to consolidate.

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