Payment incentives: Automatic 1.0% interest rate reduction if
initial 36 monthly payments are made on time.
Optional incentives: 0.25% interest rate reduction through
automatic debit of payments from a bank account.
Apply by calling 1-800-950-0152, or on-line at
NOTE to Citizens Bank PLUS Borrowers: If you consolidate your
Citizens Bank PLUS loan(s) you will lose your current borrower
benefit of the automatic 1% interest rate reduction. Be sure to
consider this before you decide to consolidate.