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Consolidating a PLUS Loan through Citibank

Minimum amount to consolidate: None

Payment incentives: Automatic 1.0% interest rate reduction if initial 36 monthly payments are made on time.

Optional incentive: 0.25% interest rate reduction through automatic debit of payments.

Apply on-line at www.studentloan.com or call 1-800-729-6108.

NOTE to Citibank PLUS borrowers: if you consolidate your Citibank PLUS loan(s) you will lose your current borrower benefits of an automatic 0.25% interest rate reduction and the final six monthly payments paid by Citibank. Be sure to consider this before you decide to consolidate.

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