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Consolidating a PLUS Loan through Bank of America

Minimum amount to consolidate: $7500

Payment incentives: Automatic 1.0% interest rate reduction if initial 36 monthly payments are made on time.

Optional incentives: 0.25% interest rate reduction through automatic debit of payments from bank account.

Apply by calling 1-800-344-8382.

NOTE to Bank of America PLUS borrowers: if you consolidate your Bank of America PLUS loan(s) you will lose your current payment incentive. This is the 2% interest rate reduction with automatic debit of payments. Be sure to consider this before you decide to consolidate.

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