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Financial Preparation Checklist for Parents

Pre-High School:

  • Investigate different ways to save money -
  • buying U.S. Savings Bonds or opening a savings account in a bank, etc.
     
  • Start saving money for your child's college education.

High School:

9TH grade
 

  • Continue to save for college.

10TH Grade
 

  • Continue to save for college.

11TH Grade

  • Help your child investigate the availability of financial aid from Federal, State, local, and private sources. Call the Student Aid Hotline at the U.S. Department of Education (1-800-4FED-AID) for a student guide to Federal financial aid. Have your child talk to his or her guidance counselor for more information.
     
  • Help your child investigate the availability of scholarships provided by organizations such as corporations, labor unions, professional associations, religious organizations, and credit unions.
     
  • If applicable, go to the library with your son or daughter and look for directories on scholarships for women, minorities, and disabled students.

12TH grade

  • Make sure your child completes all necessary financial aid forms. Be sure that he or she completes at least one form that can be used for Federal aid.
  • Continue to save for college.

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