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Medical School Tuition

The Cost of Application

The cost of medical school is high, and paying for it begins before you matriculate. Application to medical schools can cost well over $3,000. This includes AMCAS fees, individual schools' application fees, and transportation to interviews.

  • AMCAS fees range from $50 for application to one school to $290 for fifteen schools. For applicants with severe financial need there is, in the AMCAS packet, a Fee Waiver Form. The completed form and a letter from the Financial Aid Office stating the student's financial need is submitted after June 1. AMCAS fees are waived for no more than ten schools.
  • Additional application fees are required by the individual medical schools, including those who do not participate in AMCAS. They range from $20 to $90 with most around $50. Schools must be approached individually regarding a request to waive these fees, though most will waive them if the student has received an AMCAS fee waiver.
  • Transportation costs can vary depending on the location of the schools. Keep the distribution in mind when making applications, since all medical schools require interviews. In almost all cases, an applicant must travel to the school, and except for southern California schools, this often requires travel by air. The National Association of Health Professions offers some discount fares, and students often obtain American Express/Continental Airlines vouchers to help defray these expenses.

The Cost of Medical School

The status of financial assistance to medical school students seems always to be in a state of flux. This does not mean that adequate financial aid cannot be found. It does suggest, however, that students should manage all aspects of their financial planning very carefully.

The total cost of medical school varies from school to school and place to place. State-supported schools usually have lower tuitions than private insitutions, the cost of living depends on the area, and students have different standards of living. One thing is certain: medical education is expensive.

Medical students draw on many sources to finance their education, including personal savings, spouse's earnings, family assistance, scholarships, work/study opportunities, and loans. Financial aid is usually awarded on the basis of demonstrated financial need. Most students put together a financial aid packet, which is a combination of assistance from various sources. Most medical schools believe the primary responsibility for meeting the cost of a medical education rests with the student.

Once you are accepted at a medical school, contact the financial aid officer to discuss a financial aid packet. The officer will request a report of your income and proposed budget, usually by asking you to complete a GAPSFAS form (also available from our financial services office). Schools will also request information on parental income and assets, even though most students are considered as independent when they begin graduate and professional school. The financial aid officer administers the school's own loan and scholarship programs, as well as similar programs sponsored by the state and federal governments. The officer may also have information on financial aid programs to which the student may apply independently.

The financial aid officer is the key person in helping you obtain funds. Work with this person and the financial aid offices at schools where you interview.

In the past few years, the Association of American Medical Colleges has put together a program called Medloans. It is thought to be a program which is the only one you will need to finance your medical education. Through this single source, you will be able to apply for serveral types of loans, including the Federal Stafford Student Loan (both Subsidized and Unsubsidized), the Federal Supplemental Loans for Students (SLS), the Alternative Loan Program (ALP) and MEDEX. MEDLOANS applications and additional information about the program may be obtained from your accepted medical school's Office of Financial Aid; or you may write directly to MEDLOANS program, AAMC, Division of Medical Student and Resident Education, 2450 N Street, N.W., Washington, DC 20037-1126.

Armed Forces Health Professions Scholarship Program

The student who participates in this program becomes a commissioned officer in the Medical Corps Reserve. While in school and on inactive status, students receive a monthly stipend and have tuition and other academic expenses paid by the Armed Forces. Each year participants are called to paid active duty for 45 days. After graduation from medical school, participants are required to complete one year of active service for each year in the program, with a minimum of three years, as commissioned officers in the Medical Corps. Internships and residencies are tenable in a government or civilian facility according to the needs of the service at the time of graduation.

  • Contact a recruiter from the Army, Navy or Air Force. Application before January is strongly encouraged, though awards are contingent upon acceptance into a medical school. It is also possible to enter the program while enrolled in medical school.


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