Credit Bureaus
Credit Bureaus, or credit reporting agencies, are private
companies which maintain records for everyone who has obtained
various forms of credit. Credit Bureaus keep information related to
the payment history, credit status, and credit scores of consumers.
This information is available to consumers upon request. Lenders
contact one or more of these Bureaus to help determine the credit
risk of someone applying for a credit card, car loan, or home
mortgage.
The three major Credit Bureaus are:
Equifax Credit Information Services
www.equifax.com
To order a credit report by phone: 800-685-1111
To place a fraud alert by phone: 888-766-0008
Mail correspondence to: PO Box 740241, Atlanta, GA 30374-0241
Experian Information Solutions
www.experian.com
To order a credit report or place a fraud alert by phone:
888-397-3742
Mail correspondence to: PO Box 9530, Allen, TX 75013
Trans Union
www.transunion.com
To order a credit report by phone: 800-888-4213
To contact the Fraud Victim Assistance Division:
800-680-7289
Mail correspondence to: PO Box 2000, Chester, PA 19022
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