Alternative Loans
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Consider applying for a private, alternative educational loan only
after exhausting all other possible sources of funds.
Many lenders offer alternative loans. Each loan is different--become
familiar with the criteria, benefits, fees, indices, and the margins
above the index. Review the alternative loans listed to the left to
choose the loan that best meets your current and future needs.
Before choosing an alternative loan click on and review the Tips for
Borrowing an Alternative Loan. This will help you determine which
loan program will work best for your individual needs.
If possible you should apply with a parent as a co-borrower. For
some loans this will reduce the fees, if any, and will lower your
interest rate.
Be sure to maximize your Federal Direct Loan before applying for a
more expensive alternative loan.
More:
Tips to
Borrowing an Alternative Loan
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