Medical School Tuition
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The Cost of Application
The cost of medical school is high, and paying for it begins
before you matriculate. Application to medical schools can cost well
over $3,000. This includes AMCAS fees, individual schools'
application fees, and transportation to interviews.
- AMCAS fees range from $50 for application to one school to
$290 for fifteen schools. For applicants with severe financial
need there is, in the AMCAS packet, a Fee Waiver Form. The
completed form and a letter from the Financial Aid Office
stating the student's financial need is submitted after June 1.
AMCAS fees are waived for no more than ten schools.
- Additional application fees are required by the individual
medical schools, including those who do not participate in AMCAS.
They range from $20 to $90 with most around $50. Schools must be
approached individually regarding a request to waive these fees,
though most will waive them if the student has received an AMCAS
- Transportation costs can vary depending on the location of
the schools. Keep the distribution in mind when making
applications, since all medical schools require interviews. In
almost all cases, an applicant must travel to the school, and
except for southern California schools, this often requires
travel by air. The National Association of Health Professions
offers some discount fares, and students often obtain American
Express/Continental Airlines vouchers to help defray these
The Cost of Medical School
The status of financial assistance to medical school students
seems always to be in a state of flux. This does not mean that
adequate financial aid cannot be found. It does suggest, however,
that students should manage all aspects of their financial planning
The total cost of medical school varies from school to school and
place to place. State-supported schools usually have lower tuitions
than private insitutions, the cost of living depends on the area,
and students have different standards of living. One thing is
certain: medical education is expensive.
Medical students draw on many sources to finance their education,
including personal savings, spouse's earnings, family assistance,
scholarships, work/study opportunities, and loans. Financial aid is
usually awarded on the basis of demonstrated financial need. Most
students put together a financial aid packet, which is a combination
of assistance from various sources. Most medical schools believe the
primary responsibility for meeting the cost of a medical education
rests with the student.
Once you are accepted at a medical school, contact the financial
aid officer to discuss a financial aid packet. The officer will
request a report of your income and proposed budget, usually by
asking you to complete a GAPSFAS form (also available from our
financial services office). Schools will also request information on
parental income and assets, even though most students are considered
as independent when they begin graduate and professional school. The
financial aid officer administers the school's own loan and
scholarship programs, as well as similar programs sponsored by the
state and federal governments. The officer may also have information
on financial aid programs to which the student may apply
The financial aid officer is the key person in helping you obtain
funds. Work with this person and the financial aid offices at
schools where you interview.
In the past few years, the Association of American Medical
Colleges has put together a program called Medloans. It is thought
to be a program which is the only one you will need to finance your
medical education. Through this single source, you will be able to
apply for serveral types of loans, including the Federal Stafford
Student Loan (both Subsidized and Unsubsidized), the Federal
Supplemental Loans for Students (SLS), the Alternative Loan Program
(ALP) and MEDEX. MEDLOANS applications and additional information
about the program may be obtained from your accepted medical
school's Office of Financial Aid; or you may write directly to
MEDLOANS program, AAMC, Division of Medical Student and Resident
Education, 2450 N Street, N.W., Washington, DC 20037-1126.
Armed Forces Health Professions Scholarship Program
The student who participates in this program becomes a
commissioned officer in the Medical Corps Reserve. While in school
and on inactive status, students receive a monthly stipend and have
tuition and other academic expenses paid by the Armed Forces. Each
year participants are called to paid active duty for 45 days. After
graduation from medical school, participants are required to
complete one year of active service for each year in the program,
with a minimum of three years, as commissioned officers in the
Medical Corps. Internships and residencies are tenable in a
government or civilian facility according to the needs of the
service at the time of graduation.
- Contact a recruiter from the Army, Navy or Air Force.
Application before January is strongly encouraged, though awards
are contingent upon acceptance into a medical school. It is also
possible to enter the program while enrolled in medical school.